What does "identity theft" refer to in Missouri statutes?

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In Missouri statutes, "identity theft" specifically refers to the act of using another individual's personal identifying information without their consent for the purpose of economic gain. This definition encompasses a range of activities, including obtaining credit, loans, or making purchases while misrepresenting oneself. This definition emphasizes the unauthorized use of personal information, which often includes elements like Social Security numbers, bank accounts, credit card numbers, or driver's license numbers, to benefit financially at the expense of the victim.

The focus on economic gain highlights the criminal nature of identity theft, distinguishing it from other potential uses of a person's identity, such as impersonation for non-economic purposes. While stealing a physical identity document or impersonating someone socially may involve aspects of identity theft, Missouri law specifically targets the unlawful use of personal information that leads to financial harm, making it a more focused and serious offense.

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